Chown Cairns Legal Advice Blog

Your options if you’ve been denied long-term disability claims

Posted by Personal Injury Law Practice on Mar 16, 2017 8:55:28 AM

Disability insurance provides coverage if you are injured and suffer a loss of income as a result. The injury can be physical, such as a severe back pain, or psychological, such as depression. Disability benefits are typically based on your income. You can purchase coverage yourself, but some employers provide disability coverage to employees as part of a benefits package.

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Topics: Personal Injury

Answers to common employment law questions

Posted by Labour and Employment Law Practice on Mar 9, 2017 12:11:49 PM

There are many aspects to employment law and therefore many misconceptions. Each act taken in reference to your employment or resignation has lawful boundaries. Understanding the standard aspects of your employment that are bound by the law, and the contracts or acts that are associated, will ensure that your rights are protected within your employment.

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Topics: Labour Employment Law

Why every parent needs a Will

Posted by Estates & Wills Practice on Mar 7, 2017 10:59:37 AM

A valid Will is a necessity for any parent not just to ensure your estate is divided according to your wishes but also to ensure that the guardianship of your child or children is clearly defined. Within your Will, you can select the person (“guardian”) who will care for your children until they become adults. This guardian can also manage your money until they’re adults or you can appoint a separate trustee for that responsibility.

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Topics: Wills & Estates Law

Alternative dispute resolution and commercial agreements

Posted by Commercial Litigation Practice on Feb 23, 2017 10:51:07 AM

There are many types of commercial disputes that companies may be faced with over the course of doing business. When a business is facing a dispute in a commercial context, such as a breach of contract or a disagreement between shareholders, a commercial litigation lawyer will protect your interests and guide you through the resolution process.

Your lawyer, for instance, may advise you to include dispute resolution mechanisms within your commercial agreements. Provisions like mandatory mediation or binding arbitration offer an alternative way to settle business disputes than the pursuit of litigation.

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Topics: Commercial Litigation

Can I avoid a criminal record?

Posted by Criminal Law Practice on Feb 21, 2017 3:06:42 PM

In Ontario, a criminal record can follow you for life. It may affect your ability to be employed and to travel outside of the country. When a person is convicted of a criminal charge, a criminal record is generated. There are a number of ways in which a lawyer can help an individual avoid a criminal charge, these are discussed below.

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Topics: Criminal Law

When does a business need a shareholder agreement?

Posted by Business Law Practice on Feb 16, 2017 9:59:30 AM

When multiple people own a company, they often have their business lawyer draft a contract, known as a  shareholder agreement, to establish a set of rules and assign obligations to each individual. A shareholder agreement allows a company to establish a legal relationship between the owners of the corporation and creates a legal agreement for how business is conducted.

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Topics: Business Law

Understanding conditional offers when purchasing a home

Posted by Real Estate Law Practice on Feb 14, 2017 11:29:00 AM

There are many reasons in which prospective homeowners may submit a conditional offer. The most common reason to do so is to protect the buyers in the case that the home inspection report reveals extensive renovation needs or if their financing does not come through.

Typically a conditional offer is structured with a deadline for expiry of each condition and the purchaser can give notice of either waiver or fulfillment of those conditions. If the conditions are not met the offer to purchase becomes void and the purchaser’s deposit is returned.

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Topics: Real Estate and Land Law

The steps for divorce in Ontario

Posted by Family Law Practice on Feb 9, 2017 10:00:00 AM

If you want to file for divorce, have been served divorce papers or are simply considering divorce, you may have questions about what is involved. In order to dissolve a marriage in Ontario, you must prove in the Superior Court of Justice that you are legally married and that your marital relationship has broken down. The steps for divorce begin with preparing and filing an application with the court.

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Topics: Family Law

How to plan to minimize estate planning taxes

Posted by Estates & Wills Practice on Feb 7, 2017 9:28:55 AM

In Canada, an estate planning tax is just one of the costs that your loved ones will incur upon your death. Others include funeral expenses and the payment of debts. The number of potential costs and their financial impact is why planning to minimize estate planning taxes is an important part of comprehensive estate planning.

Depending on the size of your estate, estate planning taxes (or “estate administration tax”) can be significant. In Ontario, for example, this tax (formerly known as probate fees) can equal 1.5 to 2% of the value of your estate. This tax is in addition to the taxes levied on your savings accounts and capital gains upon your death.

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Topics: Wills & Estates Law

Protecting Your Business From Litigation, Are You Under-Insured?

Posted by Commercial Litigation Practice on Feb 2, 2017 3:40:02 PM

Litigation brought against a business can have serious financial consequences. For small businesses, one civil litigation claim may be enough to put the owner out of business. That is why insurance is so important to business owners; it helps protect them when paying out damages and sometimes it covers associated legal fees as well.

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Topics: Commercial Litigation